Car salesman can’t help but laugh when a customer tries to buy rare $158k Hellcat with $15k down and a 400 credit score
Everyone knows that Dodge’s parent company, Stellantis, decided to cease production of the gas-powered Challenger a few years. To pay tribute to one of America’s favorite muscle cars, Dodge released seven – yes, seven – “Last Call” editions. They were fast, beautiful, and incredibly expensive, as each edition was limited with small production numbers.
One of which was the Black Ghost edition, which was the penultimate “Last Call” before the Hellcat V8-powered Challenger was gone for good. There were only 300 ever produced and had a price tag of over six figures.
Alex decided to call Terry after he’d made an online inquiry about a 2023 Dodge Challenger Black Ghost with only 20 miles priced at $158,900. Terry started the conversation by saying his nephew enjoyed Alex’s videos, and recommended the dealership to him.
“Yeah, I’ve been looking at cars like that before, but… This particular one I’ll be financing,” said Terry.
The salesmen was shocked when Terry revealed his credit score and downpayment
Initially, Terry tried to get Alex to bring the price down by almost $20,000 by saying he saw it online for $140,000. Alex had the listing up on his computer, which clearly read the original price, and reinforced its rarity and low miles.
“Terry, I’ll be honest, I don’t want to negotiate against myself. I definitely have some room to work on [the price], but I want to get to the credit application first and make sure we’re good to go with the banks and whatnot. Then we can go from there.”
The customer confidently said he’d do whatever it took for him to leave with the car, but only if the “number sounded good” and if he “liked it.” Alex asked what his last credit score figure was, and was shocked by the response. He posted the entire interaction to his TikTok (@movingmerch).
“Uh, yeah, I checked earlier this year and it was like, about 400, 440, maybe 450,” Terry said, sounding very self-assured.
Alex laughed out loud for the customer to hear
“I’m sorry, did you say ‘400’?” he asked between chuckles. When he collected himself, he said it was “no problem,” and asked Terry for the planned down payment amount.
“For a car that I’m interested in, I can do, like, $10,000 to $15,000,” said Terry. “Like, money ain’t a problem.”
Alex tried to encourage Terry to lease the car instead, given the low credit score and down payment number. That’s when Terry felt the need to try and showboat a little bit.
“Let me tell you something, Alex,” Terry began. “I bought cars like this before and I never had to lease anything. Like, if I’m about to get a car, I’m going to own it is what I’m saying… I never had to do anything like this with my previous car, like I got a Bentley Continental and I never had to do that.”
Alex explained to Terry that if he financed the Hellcat, he wouldn’t “own” it, as it’s the bank’s until the loan is paid off, which inspired Terry to rant about his “expensive” 2008 Continental worth $46,555. It was $51,086 when new.
Terry wasn’t picking up what Alex was putting down
In order to feel comfortable with the car being let go to an unreliable buyer, Alex told Terry he’d need a 60% down payment ($95,340) since he said “money wasn’t an issue.”
“Yeah, man, I don’t know about that,” Terry said. “I feel like you could make it happen with $15,000 or $20,000. If you want my business, then that’s what we’re going to have to do. Otherwise, I’m going to keep walking and find another car somewhere else.”
Terry said his low credit score “shouldn’t be an issue,” since it wasn’t when he bought the Bentley.
Alex said he’d send a credit application over to him, and they’d see what could be made possible. Judging by the face he made when he ended the call, he didn’t look hopeful.
