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Oh no, Tesla Cybertruck drivers still can’t catch a break. After finally getting their electric trucks after waiting for years, they’re fighting with insurance companies. Providers aren’t shy about refusing to provide coverage for the Cybertruck. 

More insurance companies drop the Tesla Cybertruck 

It’s illegal to drive a vehicle without insurance. As a result, many Tesla Cybertruck drivers are stuck in a pickle as they struggle to find coverage. 

More insurance companies are refusing to provide coverage for the Cybertruck due to the high cost of replacement parts. 

The truck has already proven to have a high rate of failure, limited part availability, and long repair times. Tesla service technicians have even turned owners away. 

They claim that they are often waiting for upper management to issue official recalls before correcting widespread issues. 

For example, technicians aren’t correcting an issue related to creaking seats that may impact all 30,000 trucks that have already been delivered. 

Also, Tesla is aware of the issue related to dented battery cells that may cause electrical shorts but is trying to correct the problem in secret instead of releasing another recall. 

There are countless stories about Cybertruck drivers getting into minor accidents with expensive repair costs. 

The Tesla Cybertruck in gravel
Tesla Cybertruck | Zelda

One driver was in a low speed collision, and the grille had a slight dent in it. A plastic piece of the bumper was cracked. Other than that, the Cybertruck was perfectly fine, but the repair bill cost $13,304. 

Smaller insurance companies that will even cover a McClaren have rejected Cybertruck coverage. Geico, State Farm, Allstate, Liberty Mutual, and Progressive may have rejected coverage or tried to skirt around things with complicated policies. 

For example. Geico technically still covers the Tesla Cybertruck, however only with commercial plans. These plans have much higher premiums. 

Some companies have provided letters saying that they will not renew Cybertruck coverage because the vehicle fails to meet their underwriting requirements. 

The best bet is for people to try and receive coverage from larger companies.

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Staff Writer

Allison Barfield

Allison Barfield joined MotorBiscuit in 2020 and covers all things trucks, SUVs, and Jeeps. Having grown up on a farm in Rock Hill, South Carolina, she’s no stranger to the “Best in Class” truck and SUV debates; people in her hometown were always gathering to help work on vehicles together, and deliberation would naturally arise.

Allison graduated from the University of South Carolina with a degree in Media Arts. She has helped bring awareness to issues Women In Trucking face and has promoted Truckers Against Trafficking, an anti-trafficking NGO.

A fan of creatively dark literature, Allison appreciates the works of Shirley Jackson and Emily Dickenson. She lives in a mountainous area of the country and enjoys off-roading and camping. Her dog, Bruce, often joins her in testing trucks and SUVs for our site.